Backdoor Roth Ira 2025 Limit. What is the roth ira limit for 2025? To make a full roth ira contribution for 2025, the eligibility is an income limit below $150,000 for single filers and below $236,000 for married couples filing jointly.
Contributions hinge on maxing out 401(k) and potentially nondeductible ira. A backdoor roth ira strategy could be useful to high earners as they may not be able to fully deduct ira contributions, and they may not be able to contribute directly to a roth.